# Fosia Pay features URL: https://pay.fosiarw.com/fosia-pay-features/ Updated: 2026-10-31 Site: Fosia Pay Fosia Pay for WooCommerce # Every Fosia Pay feature Checkout, refunds, payouts, payment links, fewer failed payments and the back office, screen by screen. Lite is free; the rest comes with Pro, Pro + AI or Agency. [Start free with Lite](https://wordpress.org/plugins/fosia-pay-lite/) [Compare plans](/pricing/) Accept ## Payments that confirm themselves Fosia Pay converts your store price to the local currency and checks the payment's status, amount and currency with your payment account before marking the order as paid. On Pro and above, the country, currency and operator are read from the phone number. - NClassic and block-based WooCommerce checkout - NHPOS compatible - NSandbox mode for testing - NEnglish and French - NWorks next to Stripe, PayPal or any other WooCommerce payment method [Image: WooCommerce order details with the Fosia Pay Mobile Money payment marked as confirmed, next to the customer's order confirmation on a phone] [Image: WooCommerce refund panel where a partial Mobile Money refund is being issued] Refund ## Refunds in two clicks Refund the full order or part of it from the normal WooCommerce refund button. Fosia Pay sends the money back to the customer's wallet and keeps the order notes up to date. - NFull or partial refunds - NStatus shown on the order: completed, pending or failed - NCustomer notified by email Pay out ## Pay suppliers, staff and sellers Pay one person from a short form, or drop a CSV list of up to 1,000 rows. You check every recipient and amount on a review screen first; the payouts then go out in the background, and a row is never paid twice. - NOne recipient or bulk CSV, each row validated - NReview step and confirmation before sending - NProgress and status of every payout - NWallet balances per country and operator - NAnomaly detection on Pro + AI: duplicates, spikes, repeated failures [Image: Fosia Pay bulk payout screen with a CSV file ready to send and the recipients, amounts and networks of the last batch] [Image: Fosia Pay payment link page showing the amount, a Pay button and a QR code] Sell anywhere ## Payment links and QR codes Create a link for a fixed or open amount, share it on WhatsApp or social media, or print its QR code at your counter. Recurring invoices are emailed every month on Pro + AI. - NFixed or customer-chosen amount - NQR code for in-person sales, printable as a poster - NOne-tap sharing: WhatsApp, SMS, e-mail, social networks or the phone's share menu - NPayments, views and conversion for each link - NMonthly renewal invoices (Pro + AI) New · sharing & QR posters ## Share it in one tap. Print it for the counter. Every payment link now has a share sheet, a message you control, a short address and a QR code that prints well. One-tap sharing ### The share menu your customers already know On a phone, Share… opens the phone's own share menu. On a computer, and from your dashboard, Fosia Pay opens its own sheet with the exact message that will be sent. - NWhatsApp, Telegram, SMS, e-mail, Facebook, X and LinkedIn - NCopy the link, or the whole message, in one tap - N“Share now” right after you save a link in the dashboard - NAdd to your website: a shortcode or a ready-made HTML button - NPlain links to each network's own share page: no tracker added [Image: Phone showing the Fosia Pay share sheet for a payment link: the message that will be sent, WhatsApp, Telegram, SMS, Email, Facebook, X, LinkedIn, Copy link and the QR code] [Image: Edit payment link dialog with a short address, an editable share message with a live preview, the QR code colour and the option to show the site icon in the centre] Your words, your address ### Write the message once, for each link Each link has its own share message with {title}, {amount}, {url}, {merchant} and {description}, previewed as you type, and a short address that is easy to type from a poster or an SMS. - NShort address on your own domain, like shop.rw/pay/cake: no third-party shortener - NA clear default message in English or French when you leave it empty - NQR code in your brand colour: light colours are darkened so it still scans - NYour site icon in the centre of the QR code, if you want Print ### Posters and stickers for the counter Print an A4 or A5 poster with your logo, the amount, the QR code, the Mobile Money networks of that currency and three steps to pay, or a sheet of six table stickers with cut lines. - NHighest QR error correction (level H): codes still scan with a logo in the middle - NDownload the QR code as PNG (2048 px) or SVG, or share the image from the phone - NPayment links, sharing and posters come with Pro, Pro + AI and Agency [Image: A4 poster of a payment link with the shop logo, the title, the amount in Rwandan francs, a QR code with a logo in the centre, the accepted networks and three steps to pay] Pro and above ## Fewer failed payments Most failed Mobile Money payments are avoidable: a wrong number, an operator down, a low balance. Fosia Pay catches them before and after the payment. ### Number checked as they type The Mobile Money number is checked while the customer types it. The detected network is shown, and an amount outside the operator's limits is caught before paying. ### Operator outage alerts When an operator is down, the checkout says so before the customer pays and names the networks that work right now. ### Failures in plain words Every failed payment comes with a clear message and the next step: top up, try again, or pay from another number. ### One-tap retry A failed payment can be tried again from the thank-you page, on the same order, without filling the checkout again. ### PIN help in their language While the prompt is on its way, the customer sees the operator's own approval steps, in English or French. ### Why payments fail A dashboard card shows your success rate, problems caught before sending, and failures by reason and by operator over 30 days. [Image: Phone screen showing the Mobile Money USSD prompt to confirm a store payment] Approve on your phone ## A payment screen made for phones After the order, the customer sees one clear screen: the shop, the order, the amount in their Mobile Money currency, and what to do on their phone. It updates by itself when the payment is confirmed. - NPhone number masked except the last digits (screens get shared) - NCountdown and the operator's approval steps - N“Didn't get the prompt? Send it again”: the first request is checked first, so a customer is never charged twice - NSuccess or failure shown in place, with Try again or another network Back office ## Run your Mobile Money business from WordPress One operations dashboard in wp-admin: what you collected, what failed and why, your wallet balances and the status of each operator. - NOne Fosia Pay menu: dashboard, transactions, payouts, links, refunds, AI assistant, settings, licence - NCollected over time, success rate, failures prevented - NTransactions with true totals per status and search - NAI assistant that answers from your real sales data (Pro + AI, your own Anthropic key) - NSettings in short sections, with a “Go to section” menu on phones - NOne licence card that says what happened and what to do next - NSandbox / Live indicator and a connection test that checks your setup - NEnglish and French [Image: Fosia Pay dashboard in WordPress showing payment volume, success rate and share per Mobile Money network] AI assistant · Pro + AI ## Ask about your business. Get your own numbers. The assistant looks up your store's own records with read-only tools: sales by period, operator, country or currency, success rate and failure reasons, refunds, payouts, payment-link performance, reconciliation issues and operator status. It answers in your language, with figures and dates. - NRead-only: it never sends money, writes or changes a setting - NPhone numbers cut to their last 3 digits; names and e-mails are never sent to Anthropic - NEconomical or Expert model, a daily message cap and a usage counter with an estimated cost - NYour own Anthropic key: billed by Anthropic, nothing goes through Fosia - NRemembers the last questions of the conversation Ask your assistant ``` > How much did I collect this month? > Why did payments fail yesterday? > Which payment links bring in the most? > Is any operator down right now? ``` Payout safety ## Unusual payouts, caught before they leave Payouts move real money. Fosia Pay Pro now scores every line and can make a batch wait for a human decision. ### A risk score on every line Amount far above this recipient's usual, a new recipient with a large amount, a number changed for a known name, three payouts to one number in 24 hours, duplicates in the batch. Statistics, no AI. Pro and above ### Approval before sending A CSV batch waits with its score until someone approves it, or every payout waits for a second administrator. Who prepared, approved or cancelled is logged. Pro and above ### AI review of a batch On request, Claude reads the lines with numbers masked and returns a plain-language summary, a flag per line and a recommendation. You decide: it never approves or cancels. Pro + AI Reliability ## Nothing stays stuck Orders, refunds and payouts are checked automatically until they are final, even when a payment notification never arrives. ### Paid orders are never lost An order paid on the hosted payment page is checked again automatically until it is final, so a customer who closes the page is still marked as paid. ### Refunds and payouts reach a final status Accepted refunds and payouts are checked in the background until they are completed or failed, so your dashboard and e-mails stay right. ### A full refund returns everything The refund that completes an order sends back exactly what is left: no rounding gap between what was charged and what is refunded. ### A clear reason, not an error page On the block checkout, a payment that cannot start (wrong number, operator down…) shows its reason instead of an error. ### Prices in the right format A price converted to the customer's currency is always sent in a format the operator accepts. ### Payment links that just work A link created from the dashboard, the REST API or the MCP server shows its payment form, and its page is kept out of page caches. Coverage ## Available in 21 African countries Mobile Money networks - MTN MoMo - Airtel Money - Orange Money - M-Pesa - Moov Money - Wave - Telecel Cash - AT Money - Mixx by Yas - Halopesa - Free Money - TNM Mpamba - e-Mola - Zamtel Kwacha - EcoCash ## Also from Fosia Built on the same Mobile Money rails, by the same team. ### Fosia Crowdfunding Crowdfunding and donation pages paid by Mobile Money. Lite is free with unlimited campaigns. Lite free · Pro from $29.99 / year [Discover Crowdfunding](/crowdfunding/) ### Fosia Affiliates Your own WooCommerce affiliate programme: links, coupon codes and monthly Mobile Money payouts to your partners. From $9.99 / year [See Fosia Affiliates](/fosia-affiliates/) ### Fosia Connect A Mobile Money API, payment links and QR codes for any website, or no website at all. From $2 for 100 payments [See Fosia Connect](/fosia-connect/) ### Fosia Collect A free Donate or Pay form for any WordPress page, paid by Mobile Money, without WooCommerce. Free [See Fosia Collect](/fosia-collect/) New to Mobile Money on WordPress? [Read the getting started guide](/docs/) ## Start with Lite. It's free. Unlimited Mobile Money payments on 1 site. Pro from $19.99 a year, or $59 once for life. [Download Lite](https://wordpress.org/plugins/fosia-pay-lite/) [See all plans](/pricing/)