Accept Mobile Money Payments. Directly.

Accept, manage, and automate Mobile Money payments on WordPress with a single plugin connected directly to PawaPay’s banking rails. No aggregators. No extra commissions.

Get FosiaPay Now

FosiaPay plugs your WooCommerce store directly into Mobile Money.

The customer types their number at checkout, gets the USSD push on their phone, confirms, the order is verified automatically. No screenshot, no manual check, no waiting.

This is the same underlying technology the biggest African platforms run on, packaged to work on any WooCommerce site, with zero code.

Other plugins stop at checkout. Fosia Pay doesn't.

Any plugin can receive a payment. Very few can handle what comes after.

Multi-site
  • One pawaPay account, multiple sites (your own projects or client sites)
  • A central callback router sends each payment to the right site automatically
Operations
  • Single or bulk payouts (up to 20 per batch)
  • Payment links + QR codes, sell without even having an online store
  • Recurring payments for subscriptions
  • Multi-currency balances in one dashboard
AI-READY

• REST API + MCP server so an AI assistant can check your transactions, create payment links, or trigger payouts on your behalf

• Automatic anomaly detection on your payouts (duplicates, suspicious spikes, repeated failures), no AI subscription required, runs locally

• Built for the next wave of AI-driven commerce, machine-readable
payment links agents can read and act on

Simple, Transparent Pricing

No aggregator markup. No hidden fees. Just PawaPay's own rates, plus one flat annual license.

Lite

Free
$0$/Forever
  • Hosted + native USSD checkout
  • 15+ Africa countries, 40+ operators, auto-detected
  • WooCommerce, Blocks + HPOS compatible
  • 1 site
  • Community support (WordPress.org forum)

PRO

Year
$19.99/Year
  • Everything in Lite, plus:
  • Refunds from Woocommerce (partial/full)
  • Payouts, single or bulk CSV(up to 20/batch)
  • Payment links + QR codes
  • Recurring payments
  • Multi-currency wallet balances
  • Priority email support

Pro + AI

Year
$39.99/Year
  • Everything in Pro, plus:
  • REST API access 
  • MCP server — let Claude/ChatGPT query your transactions, create links, trigger payouts
  • AI-powered payout anomaly detection (duplicates, spikes, unusual failure rates)
  • Priority email support

Agency

For agency
$79.99/Year
  • Everything in Pro + AI, plus:
  • Multi-site callback router, one PawaPay account serving unlimited sites
  • Auto site registration
  • Priority Support
All paid plans are billed annually. Cancel anytime; your site keeps working, you just lose access to the paid features until you renew.

Built on the Same Rails, With Nothing In Between

From Setup to Sales in Minutes

Direct connection, no middleman.

Fosia Pay talks straight to PawaPay's API, the same infrastructure licensed Mobile Money aggregators run on. We never see, store, or touch your customers' payment details.

Signed, verified webhooks.

Every payment confirmation is cryptographically signed and verified (RFC-9421 HTTP Message Signatures) before your order status changes, so a confirmation can't be spoofed by a third party.

Your money, your account.

Payments settle directly into your own PawaPay wallet. Fosia Ltd never holds your funds and takes no cut of your transactions you only pay PawaPay's own processing fees, plus your annual license.

Open about what we can see.

The Lite plugin is free and open on
WordPress.org, read the code yourself before you trust it with real payments.

How It Works?

From Setup to Sales in Minutes

Step 1: Purchase & Install

Get your Fosia Pay license. Install the plugin on WordPress. Activate in one click.

Step 2: Connect PawaPay

Link your PawaPay account using secure API credentials. No complex configurations. Our Team can help your with that.

Step 3: Configure

Set your supported countries, currencies, and payment methods. Customize the checkout experience.

Step 4: Start Accepting Payments

Your customers pay with Mobile Money. Funds arrive in your account. You manage everything from one dashboard.

Use Cases

Built for Every African Business Model

🛍️ E-Commerce Stores

Sell physical or digital products. Accept payments in 10+ countries. Keep 100% of your revenue minus operator fees.

🎓 Online Courses & Memberships

Charge for educational content. Accept payments in local currencies. Build your knowledge business across Africa.

❤️ NGOs & Nonprofits

Run donation campaigns. Collect contributions from across Africa. Automatically distribute funds to beneficiaries.

💼 Freelance & Service Platforms

Accept project payments. Pay freelancers and contractors directly to their Mobile Money wallets. Automate commissions.

👥 Affiliate Networks

Track sales. Calculate commissions. Pay affiliates automatically across multiple countries from one dashboard.

🏫 Educational Institutions

Collect school fees, tuition, and donations. Process scholarship disbursements. Manage student payments seamlessly.

Need Payment Method ?

Transparent Pricing. No Hidden Aggregator Fees.

Frequently Asked Questions

Do I need a PawaPay account?
Yes, Fosia Pay is a WooCommerce plugin that connects to your own PawaPay merchant account. You keep full control of your funds and your relationship with PawaPay; we never sit between you and your money.
Can I use this with multiple client sites?
Yes, on the Agency plan. One PawaPay account can serve unlimited WordPress sites through our central callback router, useful for agencies managing several client stores.
What's the difference between Lite and Pro?
Lite gives you a complete, free payment gateway for one site, hosted and native checkout, 22 countries, auto-detected operators. Pro adds the operational tools most stores eventually need: payouts, payment links, recurring billing, and refunds, plus multi-site tools on Agency.
Which countries and operators are supported?
More than 15 African countries and 40+ Mobile Money operators (MTN, Airtel, M-Pesa, Orange Money, and more), auto-detected from the customer's phone number.
Does Fosia Pay take a cut of my sales?
No. You only pay PawaPay's own processing fees and, if you're on a paid plan, one flat annual license fee. We never touch transaction volume.
What happens if I cancel my subscription?
Your site keeps accepting payments on Lite features. You simply lose access to Pro/Agency features (payouts, links, API access) until you renew, nothing breaks, nothing gets deleted.