Fosia Pay for WooCommerce
The WooCommerce gateway built for Mobile Money
Accept payments, refund customers, pay suppliers and share payment links, all from WordPress and all through your own PawaPay account.
- 21 countries
- 40+ networks
- No commission
Checkout
Two ways to check out
Pick the flow that fits your store. Both confirm the order automatically.
Hosted checkout
The customer is redirected to a secure PawaPay payment page, confirms on their phone and comes back to your thank-you page.
Lite and all plans
Native checkout
The customer types their number on your checkout and the payment prompt pops up on their phone, while an “Approve the payment on your phone” screen follows it live. No redirect, fewer drop-offs.
Pro and above
Accept
Payments that confirm themselves
Fosia Pay reads the country, currency and operator from the phone number, converts your store price to the local currency and waits for PawaPay's signed confirmation before marking the order as paid.
Refund
Refunds in two clicks
Refund the full order or part of it from the normal WooCommerce refund button. Fosia Pay sends the money back through PawaPay and keeps the order notes up to date.
Pay out
Pay suppliers, staff and sellers
Pay one person from a short form, or drop a CSV list of up to 1,000 rows. You check every recipient and amount on a review screen first; the payouts then go out in the background, and a row is never paid twice.
Sell anywhere
Payment links and QR codes
Create a link for a fixed or open amount, share it on WhatsApp or social media, or print its QR code at your counter. Recurring invoices are emailed every month on Pro + AI.
Pro and above
Fewer failed payments
Most failed Mobile Money payments are avoidable: a wrong number, an operator down, a low balance. Fosia Pay catches them before and after the payment.
Number checked as they type
PawaPay validates the Mobile Money number while the customer types it. The detected network is shown, and an amount outside the operator's limits is caught before paying.
Operator outage alerts
When an operator is down, the checkout says so before the customer pays and names the networks that work right now.
Failures in plain words
Every PawaPay failure code becomes a clear message with the next step: top up, try again, or pay from another number.
One-tap retry
A failed payment can be tried again from the thank-you page, on the same order, without filling the checkout again.
PIN help in their language
While the prompt is on its way, the customer sees the operator's own approval steps from PawaPay, in English or French.
Why payments fail
A dashboard card shows your success rate, problems caught before sending, and failures by reason and by operator over 30 days.
Approve on your phone
A payment screen made for phones
After the order, the customer sees one clear screen: the shop, the order, the amount in their Mobile Money currency, and what to do on their phone. It updates by itself when PawaPay answers.
Back office
Run your Mobile Money business from WordPress
One operations dashboard in wp-admin: what you collected, what failed and why, your wallet balances and the status of each operator.
Coverage
Available in 21 African countries
One plugin for West, East, Central and Southern Africa. Country and operator availability depends on what PawaPay enables on your merchant account.
- Benin
- Burkina Faso
- Cameroon
- Congo
- DR Congo
- Côte d'Ivoire
- Ethiopia
- Gabon
- Ghana
- Kenya
- Lesotho
- Malawi
- Mozambique
- Nigeria
- Rwanda
- Senegal
- Sierra Leone
- Tanzania
- Uganda
- Zambia
- Zimbabwe
Mobile Money networks
- MTN MoMo
- Airtel Money
- Orange Money
- M-Pesa
- Moov Money
- Wave
- Telecel Cash
- AT Money
- Mixx by Yas
- Halopesa
- Free Money
- TNM Mpamba
- e-Mola
- Zamtel Kwacha
- EcoCash
Fosia Pay works in the 21 countries PawaPay serves, with the countries and operators enabled on your PawaPay account. Some operators need PawaPay's own approval first: M-Pesa in Kenya, for example, is only opened to merchants PawaPay approves for it (enterprise accounts).
Trust
Security by default
Signed callbacks
PawaPay's RFC 9421 HTTP message signatures are checked on every callback. Unsigned or invalid notifications never change an order.
Your money stays yours
Funds settle in your own PawaPay wallet. Fosia Ltd never holds, routes or touches your customers' payments.
Readable code
Lite is GPL and its source is in the plugin files, so you can check it before trusting it with real payments.
Roadmap
Coming next
What we are building after today's features. No dates yet: we ship when it is ready.
Pay by chat
WhatsApp payment links with smart reminders: when a payment fails, the customer gets a friendly reminder and a link to try again.
Planned
Fosia Payroll
Salaries, commissions and supplier payouts by Mobile Money, with two-person approval, scheduling and balance alerts.
Planned
Automatic accounting reconciliation
PawaPay statements matched to your WooCommerce orders, with an export for your accountant.
Planned
Requirements
What you need
Help
We set it up with you
Every paid license includes a free setup call. We install the plugin with you and connect your PawaPay account.
Start with Lite. It's free.
Unlimited Mobile Money payments on 1 site. No license key, no commission. Pro from $19.99 a year, or $59 once for life.