Now available
Mobile Money on any website, or with no website at all
Fosia Connect plugs your own PawaPay account into any site through an API, or gives you payment links, QR codes and a payment page if you have no site. Your customers pay you directly: Fosia never holds your money.
- Sign in with your Fosia account
- Money goes straight to your PawaPay account
- No percentage of your sales
What you get
Three ways to get paid
Pick the one that fits how you sell today. All three use your own PawaPay account.
An API for any website
Laravel, PHP, Next.js, a mobile app or a site builder: start payments and refunds from your code with your Fosia Connect API keys. Payment notifications from PawaPay are checked, relayed signed to your site and reconciled.
REST API and MCP server
Payment links and QR codes
Create a link for a fixed amount or let the customer choose it, then share it on WhatsApp, Facebook, X, Telegram, by SMS or e-mail. Print its QR code on an A4 or A5 poster for your counter or your event.
No website needed
A link-in-bio payment page
One page at connect.fosiarw.com/@yourname with your logo, a short bio, your active payment links and your social networks, for your Instagram, TikTok or WhatsApp profile.
No website needed
Included
Included for every account
Your PawaPay key, encrypted
You enter it once in a vault form. It is encrypted (AES-256-GCM) before it is stored and never shown again, not even to our team.
Payments confirmed by PawaPay
Every status is read again from PawaPay before a payment counts, and payments left open are checked again automatically, even if the customer closed the page.
Stats and exports
Successful payments and amount collected for each link, and a CSV export for your accounting.
Refunds
Refund a payment from the API, with your own PawaPay account.
One Fosia account
The same account as pay.fosiarw.com. Your plan and credit balance also show in My account → Fosia Connect.
Already on WooCommerce?
Use Fosia Pay for WooCommerce instead: a WordPress plugin with a free plan and unlimited payments.
How to start
Start in four steps
Test first with a PawaPay sandbox key, then switch to your live key.
Pricing
Pay for successful payments only
Prepaid credits instead of a percentage. Prices in US dollars, paid by Mobile Money or card.
Mini
$2
100 credits · $0.020 per successful payment
To try it with real payments
Shop
$9
500 credits · $0.018 per successful payment
A small shop, about 16 sales a day
Business
$30
2,000 credits · $0.015 per successful payment
An active business
Volume
$120
10,000 credits · $0.012 per successful payment
High volume and agencies
Done for you
We integrate it for you
No developer? Our team connects Fosia Connect to your site: PawaPay sandbox key, then live key, callback, and a full test payment.
Integration service
$149 one time
Example: a shop with 300 payments a month uses 300 credits, about $5.40 with the Shop pack. Fosia never takes a percentage of your payments: PawaPay's own fees are paid to PawaPay, as they are today.
FAQ
Questions
Is my money safe?
Fosia Connect is software, not a payment company. Your customers pay into your own PawaPay merchant account and PawaPay pays you out, as it does today. Fosia never receives, holds or moves your money, and never takes a percentage of it. Every payment also shows in your own PawaPay dashboard.
Do I need a PawaPay account?
Yes. Fosia Connect works with your own PawaPay merchant account. You open it with PawaPay (pawapay.io), which checks your business documents and sets its own fees. PawaPay accounts are for businesses: check their requirements first. You can start with a sandbox key to test.
Which countries and operators?
The ones enabled on your PawaPay account: Fosia Connect reads them from PawaPay, so your customers only see the operators you can really receive from.
What happens when I run out of credits?
Your payments keep working. Your balance goes below zero, your dashboard shows a reminder and we send you an e-mail. The next credits you buy cover it.
Do I need a website?
No. Payment links, QR codes, posters and your link-in-bio page work without any website. If you have a site, use the API; on WooCommerce, use Fosia Pay.
What do you keep about my customers?
What a payment needs: amount, status, operator and the payer's phone number, shown masked on receipts. See the Fosia Connect privacy policy and terms.
Questions before you start?
Tell us how you get paid today, on WhatsApp or by e-mail, in English or French. We read every message.