Skip to content

Fosia Pay for WooCommerce

Every Fosia Pay feature

Checkout, refunds, payouts, payment links, fewer failed payments and the back office, screen by screen. Lite is free; the rest comes with Pro, Pro + AI or Agency.

Accept

Payments that confirm themselves

Fosia Pay converts your store price to the local currency and checks the payment's status, amount and currency with your payment account before marking the order as paid. On Pro and above, the country, currency and operator are read from the phone number.

  • N
    Classic and block-based WooCommerce checkout
  • N
    HPOS compatible
  • N
    Sandbox mode for testing
  • N
    English and French
  • N
    Works next to Stripe, PayPal or any other WooCommerce payment method
WooCommerce order details with the Fosia Pay Mobile Money payment marked as confirmed, next to the customer's order confirmation on a phone
WooCommerce refund panel where a partial Mobile Money refund is being issued

Refund

Refunds in two clicks

Refund the full order or part of it from the normal WooCommerce refund button. Fosia Pay sends the money back to the customer's wallet and keeps the order notes up to date.

  • N
    Full or partial refunds
  • N
    Status shown on the order: completed, pending or failed
  • N
    Customer notified by email

Pay out

Pay suppliers, staff and sellers

Pay one person from a short form, or drop a CSV list of up to 1,000 rows. You check every recipient and amount on a review screen first; the payouts then go out in the background, and a row is never paid twice.

  • N
    One recipient or bulk CSV, each row validated
  • N
    Review step and confirmation before sending
  • N
    Progress and status of every payout
  • N
    Wallet balances per country and operator
  • N
    Anomaly detection on Pro + AI: duplicates, spikes, repeated failures
Fosia Pay bulk payout screen with a CSV file ready to send and the recipients, amounts and networks of the last batch

New · sharing & QR posters

Share it in one tap. Print it for the counter.

Every payment link now has a share sheet, a message you control, a short address and a QR code that prints well.

One-tap sharing

The share menu your customers already know

On a phone, Share… opens the phone's own share menu. On a computer, and from your dashboard, Fosia Pay opens its own sheet with the exact message that will be sent.

  • N
    WhatsApp, Telegram, SMS, e-mail, Facebook, X and LinkedIn
  • N
    Copy the link, or the whole message, in one tap
  • N
    “Share now” right after you save a link in the dashboard
  • N
    Add to your website: a shortcode or a ready-made HTML button
  • N
    Plain links to each network's own share page: no tracker added
Phone showing the Fosia Pay share sheet for a payment link: the message that will be sent, WhatsApp, Telegram, SMS, Email, Facebook, X, LinkedIn, Copy link and the QR code
Edit payment link dialog with a short address, an editable share message with a live preview, the QR code colour and the option to show the site icon in the centre

Your words, your address

Write the message once, for each link

Each link has its own share message with {title}, {amount}, {url}, {merchant} and {description}, previewed as you type, and a short address that is easy to type from a poster or an SMS.

  • N
    Short address on your own domain, like shop.rw/pay/cake: no third-party shortener
  • N
    A clear default message in English or French when you leave it empty
  • N
    QR code in your brand colour: light colours are darkened so it still scans
  • N
    Your site icon in the centre of the QR code, if you want

Print

Posters and stickers for the counter

Print an A4 or A5 poster with your logo, the amount, the QR code, the Mobile Money networks of that currency and three steps to pay, or a sheet of six table stickers with cut lines.

  • N
    Highest QR error correction (level H): codes still scan with a logo in the middle
  • N
    Download the QR code as PNG (2048 px) or SVG, or share the image from the phone
  • N
    Payment links, sharing and posters come with Pro, Pro + AI and Agency
A4 poster of a payment link with the shop logo, the title, the amount in Rwandan francs, a QR code with a logo in the centre, the accepted networks and three steps to pay

Pro and above

Fewer failed payments

Most failed Mobile Money payments are avoidable: a wrong number, an operator down, a low balance. Fosia Pay catches them before and after the payment.

Number checked as they type

The Mobile Money number is checked while the customer types it. The detected network is shown, and an amount outside the operator's limits is caught before paying.

Operator outage alerts

When an operator is down, the checkout says so before the customer pays and names the networks that work right now.

Failures in plain words

Every failed payment comes with a clear message and the next step: top up, try again, or pay from another number.

One-tap retry

A failed payment can be tried again from the thank-you page, on the same order, without filling the checkout again.

PIN help in their language

While the prompt is on its way, the customer sees the operator's own approval steps, in English or French.

Why payments fail

A dashboard card shows your success rate, problems caught before sending, and failures by reason and by operator over 30 days.

Phone screen showing the Mobile Money USSD prompt to confirm a store payment

Approve on your phone

A payment screen made for phones

After the order, the customer sees one clear screen: the shop, the order, the amount in their Mobile Money currency, and what to do on their phone. It updates by itself when the payment is confirmed.

  • N
    Phone number masked except the last digits (screens get shared)
  • N
    Countdown and the operator's approval steps
  • N
    “Didn't get the prompt? Send it again”: the first request is checked first, so a customer is never charged twice
  • N
    Success or failure shown in place, with Try again or another network

Back office

Run your Mobile Money business from WordPress

One operations dashboard in wp-admin: what you collected, what failed and why, your wallet balances and the status of each operator.

  • N
    One Fosia Pay menu: dashboard, transactions, payouts, links, refunds, AI assistant, settings, licence
  • N
    Collected over time, success rate, failures prevented
  • N
    Transactions with true totals per status and search
  • N
    AI assistant that answers from your real sales data (Pro + AI, your own Anthropic key)
  • N
    Settings in short sections, with a “Go to section” menu on phones
  • N
    One licence card that says what happened and what to do next
  • N
    Sandbox / Live indicator and a connection test that checks your setup
  • N
    English and French
Fosia Pay dashboard in WordPress showing payment volume, success rate and share per Mobile Money network

AI assistant · Pro + AI

Ask about your business. Get your own numbers.

The assistant looks up your store's own records with read-only tools: sales by period, operator, country or currency, success rate and failure reasons, refunds, payouts, payment-link performance, reconciliation issues and operator status. It answers in your language, with figures and dates.

  • N
    Read-only: it never sends money, writes or changes a setting
  • N
    Phone numbers cut to their last 3 digits; names and e-mails are never sent to Anthropic
  • N
    Economical or Expert model, a daily message cap and a usage counter with an estimated cost
  • N
    Your own Anthropic key: billed by Anthropic, nothing goes through Fosia
  • N
    Remembers the last questions of the conversation
Ask your assistant
> How much did I collect this month?

> Why did payments fail yesterday?

> Which payment links bring in the most?

> Is any operator down right now?

Payout safety

Unusual payouts, caught before they leave

Payouts move real money. Fosia Pay Pro now scores every line and can make a batch wait for a human decision.

A risk score on every line

Amount far above this recipient's usual, a new recipient with a large amount, a number changed for a known name, three payouts to one number in 24 hours, duplicates in the batch. Statistics, no AI.

Pro and above

Approval before sending

A CSV batch waits with its score until someone approves it, or every payout waits for a second administrator. Who prepared, approved or cancelled is logged.

Pro and above

AI review of a batch

On request, Claude reads the lines with numbers masked and returns a plain-language summary, a flag per line and a recommendation. You decide: it never approves or cancels.

Pro + AI

Reliability

Nothing stays stuck

Orders, refunds and payouts are checked automatically until they are final, even when a payment notification never arrives.

Paid orders are never lost

An order paid on the hosted payment page is checked again automatically until it is final, so a customer who closes the page is still marked as paid.

Refunds and payouts reach a final status

Accepted refunds and payouts are checked in the background until they are completed or failed, so your dashboard and e-mails stay right.

A full refund returns everything

The refund that completes an order sends back exactly what is left: no rounding gap between what was charged and what is refunded.

A clear reason, not an error page

On the block checkout, a payment that cannot start (wrong number, operator down…) shows its reason instead of an error.

Prices in the right format

A price converted to the customer's currency is always sent in a format the operator accepts.

Payment links that just work

A link created from the dashboard, the REST API or the MCP server shows its payment form, and its page is kept out of page caches.

Coverage

Available in 21 African countries

Mobile Money networks

  • MTN MoMo
  • Airtel Money
  • Orange Money
  • M-Pesa
  • Moov Money
  • Wave
  • Telecel Cash
  • AT Money
  • Mixx by Yas
  • Halopesa
  • Free Money
  • TNM Mpamba
  • e-Mola
  • Zamtel Kwacha
  • EcoCash

Also from Fosia

Built on the same Mobile Money rails, by the same team.

Fosia Crowdfunding

Crowdfunding and donation pages paid by Mobile Money. Lite is free with unlimited campaigns.

Lite free · Pro from $29.99 / year

Fosia Affiliates

Your own WooCommerce affiliate programme: links, coupon codes and monthly Mobile Money payouts to your partners.

From $9.99 / year

Fosia Connect

A Mobile Money API, payment links and QR codes for any website, or no website at all.

From $2 for 100 payments

Fosia Collect

A free Donate or Pay form for any WordPress page, paid by Mobile Money, without WooCommerce.

Free

New to Mobile Money on WordPress? Read the getting started guide

Start with Lite. It's free.

Unlimited Mobile Money payments on 1 site. Pro from $19.99 a year, or $59 once for life.